Complete Loan Information Guide
Everything you need to know about loans in India. Compare loan types, understand eligibility, and make informed borrowing decisions.
Home Loan
Finance your dream home with competitive interest rates starting from 8.5% p.a.
- βUp to 90% LTV
- βTenure up to 30 years
- βTax benefits available
Personal Loan
Get instant personal loans for any purpose without collateral.
- βQuick approval
- βMinimal documentation
- βFlexible repayment
Car Loan
Drive your dream car home with affordable auto loans.
- βUp to 90% financing
- βCompetitive rates
- βQuick processing
Education Loan
Invest in your future with education loans for higher studies.
- βCovers tuition & expenses
- βMoratorium period
- βTax benefits
Business Loan
Grow your business with flexible business loans.
- βWorking capital
- βEquipment financing
- βExpansion funding
Loan Planning Tools
Essential Loan Tips
β Check Your Credit Score
A good credit score (750+) helps you get better interest rates and faster approval.
β Compare Interest Rates
Even a 0.5% difference in rates can save lakhs over the loan tenure.
β Understand EMI
Use EMI calculators to plan your budget and ensure comfortable repayment.
β Read Terms Carefully
Understand all charges including processing fees, prepayment charges, and penalties.
β Consider Prepayment
Regular prepayments can significantly reduce your total interest outgo.
β Borrow Responsibly
Keep EMI under 40-50% of your monthly income for financial stability.