Loan & Credit Calculators
Calculate EMI, loan eligibility, prepayment savings and more. Make informed borrowing decisions with our comprehensive loan calculators.
Loan EMI Calculator
Master the reducing balance method used by 95% of banks—see exactly how each payment splits between principal and interest with our month-by-month amortization breakdown
Calculate Now →Home Loan EMI Calculator
Plan your 15-30 year housing loan with property registration costs, stamp duty estimates, and PMAY subsidy eligibility check—trusted by 50,000+ home buyers
Calculate Now →Personal Loan EMI Calculator
Compare unsecured loan offers from 25+ banks instantly—see processing fees impact and discover the hidden costs lenders don't advertise upfront
Calculate Now →Car Loan EMI Calculator
Factor in ex-showroom price, road tax, insurance, and accessories to see your true on-road EMI—plus new vs used car financing comparison
Calculate Now →Education Loan EMI Calculator
Plan your study abroad finances with moratorium period calculations, interest subsidy for economically weaker sections, and post-graduation repayment projections
Calculate Now →Business Loan EMI Calculator
Plan working capital and expansion financing with collateral-free loan options—includes MSME subsidy eligibility and Mudra loan tier calculations
Calculate Now →Loan Affordability Calculator
Discover your safe borrowing limit using the 40% EMI-to-income rule—see how existing obligations reduce your new loan capacity before applying
Calculate Now →Loan Eligibility Calculator
Get pre-approval confidence with bank-specific eligibility criteria—factors in your age, income stability, credit score, and existing debts like banks do
Calculate Now →Loan Prepayment Calculator
Discover the optimal prepayment timing—early-year prepayments save dramatically more interest than late-tenure payments due to amortization math
Calculate Now →Loan Tenure Calculator
Find your EMI sweet spot—shorter tenure means less total interest but higher monthly outflow; see the exact trade-off for your financial situation
Calculate Now →Balance Transfer Calculator
Should you switch lenders? Calculate net savings after processing fees, prepayment charges, and rate benefits—plus the break-even timeline for your decision
Calculate Now →Debt Consolidation Calculator
Merge credit cards, personal loans, and overdrafts into one manageable payment—see your monthly cash flow improvement and total interest reduction
Calculate Now →Flat vs Reducing Rate Calculator
Expose the flat rate illusion—a 7% flat rate actually equals 12-13% reducing rate; see why this distinction can cost you lakhs on the same loan
Calculate Now →EMI vs Rent Calculator
Make the buy-vs-rent decision with real numbers—factors in property appreciation, rent inflation, opportunity cost of down payment, and tax benefits
Calculate Now →Credit Card Interest Calculator
Understand the 36-42% APR trap—see how minimum payments extend repayment to years and why that ₹50,000 purchase really costs ₹80,000+
Calculate Now →Credit Card Minimum Due Calculator
The minimum payment trap visualized—see how paying just 5% minimum stretches a ₹30,000 bill into 3+ years of payments totaling ₹50,000+
Calculate Now →About Loan Calculators
Our loan calculators help you understand the true cost of borrowing. Whether you're planning to take a home loan, personal loan, or any other type of credit, these tools provide accurate calculations to help you make informed decisions.
Use these calculators to determine your monthly EMI, check loan eligibility, compare different loan offers, and understand the impact of prepayments on your loan tenure and interest savings.